Help protect your family with guaranteed coverage starting at $29.72 a month.¹

Policies offer up to $25,000 in coverage. Ages 45 to 85 cannot be turned down for any health reason.

Call to speak with a licensed insurance agent^†

(888) 248-8902

We've provided our customers with dependable life insurance policies for over 90 years.

Whole Life Insurance policy features

Get more peace of mind today, so you can enjoy the best parts of life tomorrow.

Guaranteed acceptance

Receive guaranteed acceptance if you are between the ages of 45-85.

No medical exam

Skip the health questions and medical exam. You will not be denied coverage based on your health.

Cash benefits

Receive up to $25,000 in cash benefits to be used for final expenses or however your beneficiary wishes.

Rate lock

Lock-in your premium that will not increase due to your age or health.²

Fast claims process

Ensure your loved ones are taken care of when they need it most. The majority of claims are paid within 24 hours.³

Spousal coverage

Get coverage for your spouse as long as they are ages 45-85.

Get Started

Why choose guaranteed acceptance?

You desire to protect and provide for your loved ones. Here at United of Omaha Life Insurance Company, a Mutual of Omaha Company, we want to help do the same. Our Guaranteed Acceptance Whole Life Insurance policy allows you to lock-in a cash benefit for your loved ones regardless of your health. With this policy, you can rest assured that your loved ones will be taken care of during a difficult time.

Multi-generational family walking together in a field

Find a policy in three simple steps.

1. Request a quote.
Request a free quote or give us a call, so we can walk you through your policy options.
2. Select your coverage.
Speak to a licensed insurance agent† to help you find the right policy for your budget and loved ones' needs.
3. Apply.
Complete your application over the phone and get coverage the same day.

Get Your Free Quote

Or call (888) 248-8902 to speak to a licensed insurance agent^† now.